When selecting the ETFs, we take into account the following parameters (non-exhaustive):
- High liquidity: how frequently securities are traded to ensure they are easy to buy and sell consistently when rebalancing your account or ensuring your money is readily accessible when you need it
- Tax efficiency: ensuring that selected securities are in jurisdictions and domiciles that are most tax efficient for you
- Low tracking error: historically, how have the ETF's returns performed relative to the benchmark or index it was meant to mimic
- Low expense ratio: the cost ETF providers charge for their services to manage the ETF
- Currency: ETFs that are denominated in stable currencies (e.g. USD)
While low fees are important, they aren’t everything. We won’t select a low-cost ETF at the expense of one of those other important factors.